Low Income Group Program

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  • Low Income Group Program

Low Income Group Program

Purpose For Purchase/Construction/ Improvement/Extension/Plot purchase plus Construction/ Top Up -Housing
Eligibility Individuals who are salaried/ self employed
Loan Quantum Min : Rs. 2 Lakh
Max : Rs. 15 Lakh
Repayment Upto 30 Years (Subject to Maximum age of 65 years or Retirement age, whichever is earlier for Salaried and For Self Employed maximum age is 70 years at the time of loan maturity)
Margin(%) Loan upto Rs.30 lakh-10%
Loan ranging from Rs.30 lakh to 75 lakh-20%
Loan above Rs.75 lakh-25%
Security Mortgage of the property being financed
Special features

Home Loan offered for Individuals who does not have adequate repayment capacity supported by proofs i.e. Salary Slips/Form 16/ and Income tax returns etc.

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