Low LTV Programme

Low LTV Programme

Purpose For Purchase/Construction/ Improvement/Extension/ Take over/ Residential Plot purchase/Plot purchase plus Construction/ Top Up -Housing
Eligibility Individuals who are Salaried/Professionals/ Self employed non-professional/NRI who has adequate repayment capacity supported by proof i.e. Salary Slips/Form 16/ and Income tax returns.
Loan Quantum Min : Rs. 2 Lakh
Max : Rs.200 Lakh
Repayment Upto 30 Years (Subject to Maximum age of 65 years or Retirement age, whichever is earlier for Salaried and For Self Employed maximum age is 70 years at the time of loan maturity)
Margin(%) Flat -60%
Security Mortgage of the property being financed
Special features

Program for borrowers who have invested more in property and require lesser loan amount.

Considering 15% additional DBR/IIR which results in higher loan eligibility.

Maximum Loan to Value- 40%

Request for a New Loan

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